We are required by the California Consumer Privacy Act of 2018 (“CCPA”) to provide this CCPA Notice to California residents to explain how we collect, use and share their personal Information, and the rights and choices we offer California residents regarding our handling of their personal information.
The rights and protections contained in the CCPA apply to consumers which are defined as natural persons who are California residents. The rights and protections under the CCPA do not apply to business entities or natural persons who reside outside California, for other than transitory purposes.
This CCPA Notice does not apply to the personal information we collect, use or disclose about:
Consumers who initiate or complete the process of applying for financial products or services. This is because this information is subject to the federal Gramm-Leach-Bliley Act (“GLBA”) and implementing regulations, or the California Financial Information Privacy Act (“FIPA”), or Representatives of businesses that seek to obtain our products or services, or to provide products or services to us. For additional information relating to your choices about this information specifically, see our Consumer Privacy Disclosure.
Subject to certain exceptions under the law, the CCPA grants you the following rights:
To access your rights, please send a request to email@example.com or call us at 213-426-1118.
We collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (personal information). In particular, in the preceding 12 months, the information we have collected includes the following categories of personal information about Consumers:
We obtain the categories of personal information listed above about consumers from the following categories of sources:
We or our service providers use your personal information for our operational purposes, or other notifi ed purposes, which uses we strive to ensure are reasonably necessary and proportionate to achieve our operational purposes for which we collect your information in the first place, or for which we process your information, or for another operational purpose that is compatible with the context in which we collect your personal information.
We do not knowingly collect or disclose the personal information of minors under the age of 16 years of age without affirmative authorization.
Our website www.loaning.ai and all websites owned and operated by HabitFactory USA are intended only for those persons with legal capacity to contract. We do not knowingly collect personally identifiable data from persons under the age of 16, and we strive to comply with the provisions of COPPA (The Children’s Online Privacy Protection Act). If you are a parent or legal guardian and think your child under 16 has provided us with information, please contact us at firstname.lastname@example.org or call us at 213-426-1118.
You can also write to us at the address listed as below. Please mark your inquiries “COPPA Information Request.”
HabitFactory USA, Inc.
3435 Wilshire Blvd. Ste. 1940
Los Angeles, CA 90010
We reserve the right to amend this Policy at our discretion and at any time. When we make changes to this Policy, we will notify you by email or through a notice on our website www.loaning.ai and all websites owned and operated by HabitFactory USA.