Security Policy

Last Updated and Effective: February 1, 2023


While no data transmission over the Internet or information storage technology can be guaranteed to be 100% secure, HabitFactory USA, INC. understands your concerns with the safety of your personal information. The following is a summary of the measures HabitFactory USA, INC. takes to protect your information and descriptions of ways we implement these measures for different types of information you may provide to us. Please see the Terms of Use Agreement and Privacy Policy for additional information, definitions and terms that govern this security section.

Secure Web Pages and Encryption

Transmissions between HabitFactory USA, INC., banks, lenders, loan brokers and real estate professionals (and affiliates) are encrypted using public key cryptography algorithms with a minimum key size of 256 bits.

SSL secures and prevents third parties from intercepting and reading your personal information; only we can decode the encryption. This technology requires a modern web browser such as Chrome, Edge, Firefox, Internet Explorer, Opera or Safari. You can verify that your communications with HabitFactory USA, INC. are secure by checking for the key or lock icon on your browser.

Our website will log you out after a specified period of inactivity. This ensures your account security if you forget to logout from our website.

Firewall Protection

Firewalls are special purpose devices that protect and screen-out malicious attempts to access information and networks. HabitFactory USA, INC. deploys firewalls at several points in our environment, including between your browser and the server, the database servers, and our internal networks to protect our resources and consumer data from internal and external threats.