Today’s Best Rate
Updated: February 28, 2026
The rate shown is based on a sample borrower profile — a purchase loan for a single-family primary residence, with W-2 income, a 740 credit score, 70% loan-to-value (LTV), and 45% debt-to-income (DTI). Actual rates and terms may vary based on your credit profile, loan amount, and property details.
- 30-Year Conforming
Customer Reviews
Explore real experiences from our customers
Pre-approval부터 Closing까지 전문적이고 신속한 지원을 받았습니다. 여러 곳과 비교해 가장 경쟁력 있는 금리를 제안받았고, 복잡한 절차도 매끄럽게 마무리할 수 있었습니다.

클로징을 앞두고 가장 낮은 이율을 제시받았습니다. 처음엔 타주 렌더라 고민이 있었지만, 원활한 소통과 빠른 진행으로 무사히 마무리했습니다.

20개 이상의 렌더를 비교한 끝에 금리와 비용 모두 가장 경쟁력 있는 조건을 제안받았습니다. 빠르고 명확한 커뮤니케이션 덕분에 신뢰가 생겼고, 한국 자금 이체 과정도 원활하게 진행할 수 있었습니다.

첫 상담부터 이해하기 쉬운 설명과 친절한 대응이 인상적이었습니다. 클로징 중 예상치 못한 변수에도 유연하게 대응해 주었고, 경쟁력 있는 금리로 스트레스 없이 집 구매를 마쳤습니다.

They offer some of the lowest mortgage rates available. The team is highly professional and efficient, especially when handling funds from Korean bank accounts.

They matched competing offers and provided up-to-date rates. Professional, responsive, and attentive to every detail, making the entire mortgage process smooth and stress-free.

This review is summarized by AI. Click to view the original.
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Why
Loaning.ai
We provide the best rate and fast closing
moreover, adhere to a strict privacy policy
Lower Interest Rate
Secure the most cost-effective mortgage
Discount your monthly payment by reducing the interest rateMaximum Loan Amount
Find the right loan product for you through AI
Get help from a full-time Loan Officer instead of a commission-based agentFast Closing
7 days is enough
from pre-approval to actual loan closingNo Spam
We do not and will never sell your information
No spam, No personal information leaks!
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30-Year Fixed Lowest Rate Trends
- Legal Disclosures
- The rates shown here are calculated under the following conditions: 30 Year Fixed, Level Payment, U.S. Citizen, Tax report of 2 years or more, Full-Document, Single Family, Purchase, Primary Residence, Credit Score(FICO) 740, DTI 45% and LTV 70%. Your actual rate, payment, and costs could differ based on your full financial picture. This is NOT a mortgage loan approval or commitment to lend.
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