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Loaning.ai’s Products

Loaning.ai가 제공하는 주요 상품들을 확인해 보세요

  • Loan type
    QM - Conforming
    Rate type
    Fixed
    Loan term
    30, 25, 20, 15 and 10 year fixed
    Credit score
    620
    Min down payment
    3%
    Max loan amount
    $766,550 ~ $1,149,825
  • Loan type
    QM - Conforming
    Rate type
    ARM
    Loan term
    10, 7, and 5 year adjustable
    Credit score
    620
    Min down payment
    5%
    Max loan amount
    $766,550 ~ $1,149,825
  • Loan type
    QM - FHA
    Rate type
    Fixed
    Loan term
    30, 15 year
    Credit score
    580
    Min down payment
    3.5%
    Max loan amount
    $498,257 ~ $1,149,825
  • Loan type
    QM - VA
    Rate type
    Fixed
    Loan term
    30, 15 year
    Credit score
    580
    Min down payment
    0%
    Max loan amount
    $766,550 ~ $1,149,825
  • Loan type
    QM - Jumbo
    Rate type
    Fixed
    Loan term
    30 and 15 year fixed
    Credit score
    680
    Min down payment
    10.01%
    Max loan amount
    $3M
  • Loan type
    QM - Jumbo
    Rate type
    ARM
    Loan term
    10 and 7 year adjustable
    Credit score
    700
    Min down payment
    20%
    Max loan amount
    $2M
  • Loan type
    Non-QM - WVOE, Bank statement, P&L, DSCR, Foreign National
    Rate type
    Fixed & ARM
    Loan term
    15, 30 and 40 years
    Credit score
    660
    Min down payment
    20%
    Max loan amount
    $4M
Loan typeRate typeLoan termCredit scoreMin down paymentMax loan amount
QMConformingFixed30, 25, 20, 15 and 10 year fixed6203%$766,550 ~ $1,149,825
ARM10, 7, and 5 year adjustable6205%
FHAFixed30, 155803.5%$498,257 ~ $1,149,825
VAFixed30, 155800%$766,550 ~ $1,149,825
JumboFixed30 and 15 year fixed68010.01%$3M
ARM10 and 7 year adjustable70020%$2M
Non-QMWVOE,
Bank statement,
P&L,
DSCR,
Foreign National
Fixed & ARM15, 30 and 40 years66020%$4M

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