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Check your eligibility
Check loan eligibility in just a few steps without entering personal information
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Buying your own house, simply check to see if you qualify for a mortgage!
Loaning.ai’s Products
Check out the various loan products offered by Loaning.ai
- Loan type
- QM - Conforming
- Rate type
- Fixed
- Loan term
- 30, 25, 20, 15 and 10 year fixed
- Credit score
- 620
- Min down payment
- 3%
- Max loan amount
- $766,550 ~ $1,149,825
- Loan type
- QM - Conforming
- Rate type
- ARM
- Loan term
- 10, 7, and 5 year adjustable
- Credit score
- 620
- Min down payment
- 5%
- Max loan amount
- $766,550 ~ $1,149,825
- Loan type
- QM - FHA
- Rate type
- Fixed
- Loan term
- 30, 15 year
- Credit score
- 580
- Min down payment
- 3.5%
- Max loan amount
- $498,257 ~ $1,149,825
- Loan type
- QM - VA
- Rate type
- Fixed
- Loan term
- 30, 15 year
- Credit score
- 580
- Min down payment
- 0%
- Max loan amount
- $766,550 ~ $1,149,825
- Loan type
- QM - Jumbo
- Rate type
- Fixed
- Loan term
- 30 and 15 year fixed
- Credit score
- 680
- Min down payment
- 10.01%
- Max loan amount
- $3M
- Loan type
- QM - Jumbo
- Rate type
- ARM
- Loan term
- 10 and 7 year adjustable
- Credit score
- 700
- Min down payment
- 20%
- Max loan amount
- $2M
- Loan type
- Non-QM - WVOE, Bank statement, P&L, DSCR, Foreign National
- Rate type
- Fixed & ARM
- Loan term
- 15, 30 and 40 years
- Credit score
- 660
- Min down payment
- 20%
- Max loan amount
- $4M
| Loan type | Rate type | Loan term | Credit score | Min down payment | Max loan amount | |
|---|---|---|---|---|---|---|
| QM | Conforming | Fixed | 30, 25, 20, 15 and 10 year fixed | 620 | 3% | $766,550 ~ $1,149,825 |
| ARM | 10, 7, and 5 year adjustable | 620 | 5% | |||
| FHA | Fixed | 30, 15 | 580 | 3.5% | $498,257 ~ $1,149,825 | |
| VA | Fixed | 30, 15 | 580 | 0% | $766,550 ~ $1,149,825 | |
| Jumbo | Fixed | 30 and 15 year fixed | 680 | 10.01% | $3M | |
| ARM | 10 and 7 year adjustable | 700 | 20% | $2M | ||
| Non-QM | WVOE, Bank statement, P&L, DSCR, Foreign National | Fixed & ARM | 15, 30 and 40 years | 660 | 20% | $4M |