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Opt Out of
Prescreened Credit Offers
Tired of countless calls?
Take control of your privacy by opting out of prescreened credit and insurance offers.
Learn how to stop receiving pre-approved mortgage and credit card offers.
Benefits of Opting Out
- Reduce unwanted mail and clutter
- Lower risk of identity theft
- Less temptation to apply for unnecessary credit
- More control over your personal information
Important Information
- Does not affect existing accounts
- You can still apply for credit
- Can opt back in at any time
- Applies to all three major credit bureaus
You'll need to provide your Name, Social Security Number and
Date of birth along with the request.
- https://www.optoutprescreen.com/
Online
Visit the official website to opt out electronically for 5 years or permanently.
- 1-888-567-8688
By Phone
Call the official opt-out hotline to remove yourself from prescreened offer lists.
This is the only official way to opt out of prescreened offers, as authorized by the Federal Trade Commission (FTC).What Are Prescreened Offers?
Prescreened offers are credit and insurance offers sent to consumers who meet specific criteria established by the offer provider. These offers are based on information in your credit report maintained by the major credit bureaus.
Your Privacy Matters
Loaning.ai Understands You Better Than Anyone.
This official service, operated by Equifax, Experian, and TransUnion, is authorized by the Fair Credit Reporting Act and is the only way to stop prescreened credit and insurance offers. Opting out will not affect your credit score and won’t prevent you from applying for mortgages or other credit products whenever you choose.
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