Timing matters for mortgage rates. Stay updated with mortgage rates and real estate news.

Purchase
Refinance
Loan Product
Toolkit
Credit
- Credit Report
  Get your credit score for free
- Opt Out Credit Offers
  Stop unwanted credit calls and emails
Partners
- For Agents
  Build your AI real estate site

Apply now
Go to Retail Site
Log in
Log in
Purchase
Apply now
Start your mortgage application
Find Your Best Rates
Compare personalized mortgage rates.
Compare Rates
See side-by-side rate options
Check Eligibility
Find out if you qualify
Homebuying Guide
Step-by-step buying resources
Find Homes
Search for your dream home
Pre-Approval
See what you qualify for
Refinance
Apply now
Explore your refinance options
Find Your Best Rates
Compare personalized mortgage rates.
Compare Rates
See side-by-side rate options
Check Eligibility
Find out if you qualify
Loan Product
Conventional Full Doc - Conforming
Standard loan with full documentation
Conventional Full Doc - High Balance
Higher loan limits with full documentation
Conventional Full Doc - Jumbo
Large loan amounts beyond high balance limits
FHA Full Document
Government-backed loan with documentation
VOE Only
Verify income through employment only
DSCR
Loan based on rental income ratio
P&L Only
Profit & Loss statement-based loan
Toolkit
My HomeCheck
AI-Powered Property Analysis
Mortgage Calculator
Estimate your monthly payment.
Income Calculator
Estimate your qualifying income
Loan Limits by Area
Check max loan limits by location
Blog
Latest updates & mortgage tips
FAQs
Answers to common questions
Credit
Credit Report
Get your credit score for free
Opt Out Credit Offers
Stop unwanted credit calls and emails
Partners
For Agents
Build your AI real estate site

News

74 articles

Tariffs, Inflation and Jackson Hole: What Could Move Mortgage Rates Next
News
Texas Buyer’s Markets Give Homebuyers More Leverage—but Not on Every Home
News
Mortgage Rates Near Recent Highs Stay Nearly Flat: What Buyers Should Know
News
U.S.-Canada Tariffs Pause for Three Days as a Trade Framework Remains Unfinished
News
July’s Priciest Home Sales Clear $40 Million, but They Do Not Define Every Buyer’s Market
News
Mortgage Rates Ease, but the Long-Bond Rally Delivers Only Partial Relief
News
Strait of Hormuz Shipping Slows as U.S.-Iran Talks Stall
News
Housing and Childcare Costs Can Consume Nearly All Income in High-Cost Metros
News
Mortgage Rates Edge Higher as Markets Wait for the Fed’s Next Clues
News
July Inflation Cools Slightly: What the Fed Debate Means for Mortgage Rates
News
U.S. Home Sales Drop to a Nearly Two-Year Low: Where Buyers May Gain Leverage
News
Mortgage Rates Return to Three-Week Lows: What Homebuyers Should Watch Next
News

HABITFACTORY USA, INC DBA Loaning.ai: Los Angeles : 3435 Wilshire Blvd Suite 1940, LA, CA 90010; Irvine : 2 Park Plaza Suite 350, Irvine, CA 92614; (213) 426-1118; info@loaning.ai

Customer Service: (800) 373-9290
Mon-Fri 9AM-6PM (PST)

Services: Today's Mortgage Rate; Check Your Eligibility; Income Calculator; Homebuying Guide; FAQs; Compare Rates; Apply now; Loan limits by Area; Blog

Company: Careers

Legal: NMLS #2357195; DRE #02181069; Accessibility statement; Terms of use; CCPA policy; Privacy policy; Legal disclaimer; Licenses; Notice at collection

©HABITFACTORY USA, INC DBA Loaning.ai

NMLS #2357195. Go here for the HABITFACTORY USA, INC DBA Loaning.ai NMLS consumer access page.

Get Mortgage Advice Now!