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Loaning.ai’s Products
Loaning.ai가 제공하는 주요 상품들을 확인해 보세요
- Loan Type
- QM - Conforming
- Rate Type
- Fixed
- Loan Term
- 30, 25, 20, 15, 10-year
- Credit Score
- 620
- Min Down Payment
- 3%
- Max Loan Amount
- $ 806,500 - $ 1,209,750
- Loan Type
- QM - Conforming
- Rate Type
- ARM
- Loan Term
- 10, 7, 5-year
- Credit Score
- 620
- Min Down Payment
- 5%
- Max Loan Amount
- Loan Type
- QM - FHA
- Rate Type
- Fixed
- Loan Term
- 30, 15-year
- Credit Score
- 580
- Min Down Payment
- 3.5%
- Max Loan Amount
- $ 806,500 - $ 1,209,750
- Loan Type
- QM - VA
- Rate Type
- Fixed
- Loan Term
- 30, 15-year
- Credit Score
- 580
- Min Down Payment
- 0%
- Max Loan Amount
- $ 806,500 - $ 1,209,750
- Loan Type
- QM - Jumbo
- Rate Type
- Fixed
- Loan Term
- 30, 15-year
- Credit Score
- 680
- Min Down Payment
- 10%
- Max Loan Amount
- $ 3,000,000
- Loan Type
- QM - Jumbo
- Rate Type
- ARM
- Loan Term
- 10, 7-year
- Credit Score
- 700
- Min Down Payment
- 20%
- Max Loan Amount
- $ 2,000,000
- Loan Type
- Non-QM - WVOE, Bank statement, P&L, DSCR
- Rate Type
- Fixed & ARM
- Loan Term
- 40, 30, 15-year
- Credit Score
- 660
- Min Down Payment
- 20%
- Max Loan Amount
- $ 2,500,000
- Loan Type
- Foreign National
- Rate Type
- Fixed & ARM
- Loan Term
- 40, 30, 15-year
- Credit Score
- 660
- Min Down Payment
- 35%
- Max Loan Amount
- $ 1,000,000
- Loan Type
- Foreign National
- Rate Type
- Fixed & ARM
- Loan Term
- 40, 30, 15-year
- Credit Score
- 660
- Min Down Payment
- 30%
- Max Loan Amount
- $ 1,500,000
| Loan Type | Rate Type | Loan Term | Credit Score | Min Down Payment | Max Loan Amount | |
|---|---|---|---|---|---|---|
| QM | Conforming | Fixed | 30, 25, 20, 15, 10-year | 620 | 3% | $ 806,500 - $ 1,209,750 |
| ARM | 10, 7, 5-year | 620 | 5% | |||
| FHA | Fixed | 30, 15-year | 580 | 3.5% | $ 806,500 - $ 1,209,750 | |
| VA | Fixed | 30, 15-year | 580 | 0% | $ 806,500 - $ 1,209,750 | |
| Jumbo | Fixed | 30, 15-year | 680 | 10% | $ 3,000,000 | |
| ARM | 10, 7-year | 700 | 20% | $ 2,000,000 | ||
| Non-QM | WVOE, Bank statement, P&L, DSCR, | Fixed & ARM | 40, 30, 15-year | 660 | 20% | $ 2,500,000 |
| Foreign National | Fixed & ARM | 40, 30, 15-year | 660 | 35% | $ 1,000,000 | |
| Fixed & ARM | 40, 30, 15-year | 660 | 30% | $ 1,500,000 |